Early forecasts called for a gradual decline in mortgage rates (potentially reaching 6% by the end of 2025), but concerns over a potential recession and uncertain trade policies h

The average rate on a 30-year mortgage in the U.S. held steady this week, not far from its highest levels this year, but below where it was a year ago.

Mortgage rates are up today and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.89%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.