These are today's mortgage and refinance rates. Mortgage rates fell below 6% last month, but it's possible they'll hold steady for the rest of 2024.

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Today, the mortgage interest rate on a 30-year fixed mortgage is 6.75%, according to Curinos. On a 15-year fixed mortgage, the average rate is 5.78%, and the average rate on a 30-year jumbo mortgage is 6.

Mortgage rates for September 25, 2024, are around 5.80%, according to Zillow data. Rates have inched up this week, but they remain below last month's levels. How much further rates drop depends on whether the labor market remains strong or starts to weaken.