Mortgages rates may dip in 2026 — but don't expect a big drop.

In this economic environment, nearly anything could happen. Here's what to expect for mortgage refi rates next year.

The rate on a 30-year fixed refinance slipped to 6.27% today, according to the Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6.02% for a 20-year financed mortgage.

rates are “highly likely” to drop below the current market leading rate of 3.51 per cent in 2026 as the mortgage price war rages, according to brokers.

The average 30-year mortgage rate was 6.19% for the week through Wednesday, from 6.23% a week earlier. Since October, mortgage rates have held steady in the low-6% range.

The average rate on a 30-year U.S. mortgage declined again this week, easing to just above its lowest level this year. The average long-term mortgage rate slipped to 6.27% from 6.3% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate ...

The average rate on a 30-year U.S. mortgage declined again this week, easing to just above its lowest level this year. The average long-term mortgage rate slipped to 6.27% from 6.3% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate ...

Federal Reserve expected to lower interest rates Wednesday